Terms of Service
Last updated: May 2026
1. User Agreement
By accessing or using the Paylio platform, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please discontinue use of our website immediately.
2. Financial Disclaimer & Limitation of Liability
Paylio provides estimated income tax computations, social security estimations, pension projections, and inflation simulators. All calculations are provided "as is" for educational and general comparison purposes only.
Tax laws are complex, change frequently, and vary heavily based on personal status. Paylio does not warrant the absolute accuracy or compliance of these calculations. We waive all liability for any financial decisions, tax filings, or hiring agreements made based on our simulations. Users should consult a certified tax professional or CPA for formal audits.
3. Permitted Use
You are granted a non-exclusive, non-transferable, revocable license to access our calculator tools for personal or internal team uses. Scraping calculations, reverse engineering our progressive tax formulas, or wrapping our tax engine API into commercial tools without written consent is strictly prohibited.
4. Governing Law
These terms and any disputes relating to the website shall be governed by and construed in accordance with standard civil and international compliance practices.