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Privacy Policy

Last updated: May 2026

1. Data Storage and Local Calculation

Paylio operates as an in-browser calculator. Salary figures, freelancer inputs, and checkbox configurations entered into the calculator are processed client-side. We do not store or track your entries on our servers unless you click "Share Calculations," which explicitly saves those parameters to our database to generate a unique shareable link.

2. Google AdSense & Third-Party Cookies

We use third-party advertising companies to serve ads when you visit our website, primarily Google AdSense. These companies may use cookies, web beacons, and device identifiers to collect anonymous information (not including your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you.

Specifically, Google uses the DoubleClick cookie to serve personalized ads based on your visits to our site and other sites on the internet. You can opt out of personalized advertising by visiting Google\'s Ads Settings.

3. GDPR and User Rights

If you are a resident of the European Economic Area (EEA), you have certain data protection rights. Under GDPR, you have the right to access, rectify, or request deletion of any email subscriptions you have made via our newsletter block. If you wish to be removed from our newsletter list, please contact us at privacy@paylio.co and we will delete your record within 48 hours.

4. Changes to This Privacy Policy

We may update our Privacy Policy from time to time to align with new legal requirements or tool updates. We encourage users to check this page periodically for any modifications.